Tips to Care for Your Spectacles and Avoid Financial Loss

Only the individuals who need spectacles for improving their vision will understand its true value. Some people use zero-numbered spectacles while working on laptops or while surfing smartphones to stay protected from the harmful radiations that their displays emit. A tool of great value like spectacles needs to be protected at all times because it protects your eyes from different issues. Also, the money that you spent to get it repaired or replaced will not get refunded unless you have eyewear insurance. Eyewear insurance is a general term used for the insurance plan that provides financial assistance in the event of damage, theft, or loss of your spectacles or sunglasses. It is essential to have this insurance especially if you own a pricey frame or super expensive lenses.

Store your spectacles carefully
It has been observed that spectacles get damaged or broken due to improper storage. Avoid storing your spectacles without its protective case. Also, avoid keeping it in a place where it can be handled by your kids or pets.

Clean lenses properly
The lenses are the most sensitive part of your spectacles. As they are usually made of breakable materials like optic fiber or glass, you must clean them regularly.

Use professional accessories
Always use professional accessories while handling or cleaning your spectacles as they will help them to last longer. You can use an eyewear cleaner to keep your frames and lenses in prime condition.

Avoid using your hands to clean your spectacles, especially the lenses, and when the wiping cloth isn't available, you can use a cotton pad or ball.

Despite taking all these precautions, your eyewear can be damaged during an accident and it can also be stolen due to your negligence. To prevent your financial loss due to such events you can buy eyewear insurance like the ‘Eyewear Assure’ plan provided by Bajaj Finserv. The main benefits of the ‘Eyewear Assure’ plan are listed below:

High coverage at a minimal premium
Get coverage up to Rs. 55,000 by just paying a premium of Rs. 799. It also provides complimentary financial assistance of up to fifteen thousand when required.

Additional benefits
The additional benefits that are included in this plan comprise blocking of credit cards and debit cards if they get lost or stolen. To prevent any misuse, you just need to make a single call for blocking all your payment cards at once.

Easy application and claim process
The online application process is hassle-free and allows you to purchase glasses insurance quickly. The payment for this insurance plan can be done online via your preferred payment method.

Also, you can claim the coverage amount easily via email, telephone, SMS, mail by post, or fax. However, you need to report the incident within 7 days to get the spectacle cover.

Comprehensive cover
This eyewear insurance plan from Bajaj Finserv provides comprehensive coverage as it includes cover for loss due to damage, theft, or loss of your spectacles. Moreover, it also includes loss due to natural disasters like fire, explosions, and other natural disasters and provides cover for damage due to manmade disasters like riots and strikes as well.

Also, financial assistance of up to Rs. 20,000 or Rs. 40,000 is provided as an emergency fund if you get stranded during a domestic or foreign trip respectively. This plan also includes emergency roadside help services if your vehicle doesn't function properly during a journey. As a result, it is one of the most beneficial eyewear insurance plans that you can ever get!